Triangle Rewards

^† The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. The Triangle Mastercard and Triangle World Elite Mastercard are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Not all items sold at Canadian Tire, Atmosphere, Hockey Experts, Sports Rousseau, Entrepôt du Hockey and participating Mark's/L'Equipeur, Sports Experts and other partner locations are eligible to earn CT Money or to be redeemed for. Certain Mark's/L'Equipeur and Atmosphere stores may not participate. Conditions apply. Visit Triangle.com/ctm for full program rules and Triangle.com/Partners for partner location information including which locations do not participate. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase at Canadian Tire, Atmosphere, Hockey Experts, Sports Rousseau, Entrepôt du Hockey, Sports Experts and Mark's/L'Equipeur.

1 CT Money is collected on the number of whole litres of fuel purchased when you show your Triangle card, mobile App or key fob and pay with cash or debit. Rate subject to change and could vary by location, see local has bar for details. Not all Gas+ locations have premium fuel. Must go inside kiosk to collect rewards with App or key fob.

2 3% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After that, your earn rate will be 1%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 - December 31.

3 Benefit must be activated. Roadside Assistance is brought to you by Canadian Tire Services Limited. Visit Triangle.com/TriangleWorldElite for details.

* In store only. Excludes Rental Shops, out of store events and Fort St. John BC and Grande Prairie AB. Financing available is "Equal payments, no interest" for 24 months for purchases of $500 or more and 12 months for purchases $200-$499.99 (unless stated otherwise) is only available on request, on approved credit with a Triangle™ credit card issued by Canadian Tire Bank and on purchases made at participating Quebec locations of Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and Sports Experts (Gift Cards Excluded). Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay that month’s equal payments plan instalment in full by the due date. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change without notice.

Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle™ Mastercard^® and the Triangle™ World Elite Mastercard^® is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle™ Mastercard^® and the Triangle™ World Elite Mastercard^® do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are: